Car Audio Centre Finance is provided by Klarna. IPI Ltd. T/A Car Audio Centre acts as a credit intermediary and offer credit products provided exclusively by Klarna Bank AB (publ). Klarna Bank AB (publ) is Authorised by the Swedish Financial Services Authority (Finansinspektionen) and is subject to limited regulation by the Financial Conduct Authority. Details about the extent of our regulation by the Financial Conduct Authority are available from us on request. Finance is only available to permanent UK residents aged >18, subject to status, terms and conditions apply. Registered office: Sveavagen 46, 111 34 Stockholm, Sweden. Corporation ID number: 556737-0431 .
If for any reason you wish to withdraw from your finance agreement you may do so within 14 days, of the agreement being made, without reason under section 66A of the Consumer Credit Act 1974. If you wish to withdraw you must give the finance company notice in writing or by telephone or email. In the event of withdrawal, the full amount of the credit must be payed within 30 days of giving notice, including any interest accrued during that time.
Klarna is committed to responsible lending and use a number of methods to assess a customers financial stability before approving an application. One such method is credit scoring, which uses data received from credit reference agencies to performal statistical analyses to measure the likelihood that a customer applying for credit will meet an acceptable credit risk level.
In the event you are already in debt or struggling to meet existing financial commitments, we ask that you do not apply for credit. Further to this, we advise that you contact the Citizens Advice Bereau, the Consumer Credit Counselling Service or the Money Advice Service.
For full terms and conditions, please see the Klarna website.
Do I have to provide ID?
Please note that for security measures we may require a proof of ID after your application has been approved and your deposit has been paid. This step is to verify your transaction, and a check will be done on any ID provided. If your ID fails the check or you are unable to provide a valid proof of ID the retailer will be in contact with you. Should you need to provide ID you will be notified via email from Klarna.
Is the application confidential?
Yes. Your credit application is treated in the strictest confidence. We will not contact your employers, bank or any other third party.